President Obama's Health Care Bill Essay Example | Topics and Well Written Essays - 1250 words

President Obama's Health Care Bill - Essay Example The paper talks about on the impact that Obama Health Care has had on the lives of America’s residents over a long time since its origin. In 2010, President Obama instituted into law the Patient Protection and Affordable Care Act. The ACA is, accordingly, to a great extent intended to provide food for the less went to non-business protection advertise and broaden medical coverage inclusion therefore. The Act additionally focuses to raise income from a few tax collection roads. The human services division is anticipated to experience a sensational makeover sooner rather than later if the ACA is completely executed. The scientist of this article additionally looks forward at the eventual fate of the human services with respect to the impact of ACA. The Act that is introduced in the paper in subtleties orders that American inhabitants have protection inclusion and furthermore requires a diminished and revamped spending under the biggest medical coverage plan in America. The conve rsation will likewise concentrate on different issues, for example, the impact of the law on the economy, who pays for the arrangement and who the law influences most. The scientist concluds that in spite of everything the ACA is a sensational bit of enactment that is required to change the United States medicinal services industry if completely executed. It is still very right on time to see or anticipate its definite proportion of effects that may follow, however it is sure for the analyst that the future searches brilliant for America Health Care area. The significant vulnerability, notwithstanding, still lies on how far the ACA will go in hindering the development of medicinal services costs.

an unexpected teacher free essay sample

In the mid year of 2010 I had the chance to bring life once more into a city of demolition, to bring love where there was none, and to bring trust when everything was no more. In the wake of voyaging sixteen hours in a fifteen traveler van I was resolved to change lives, uninformed it would be mine that would rather be changed for eternity. I was in New Orleans, a city that had looked demise, obliteration, and decimation in the eye but then chose to arrange and enable each other to out in whatever implies vital when a significant number of them had nothing left to give. Despite the fact that it had been a long time since Hurricane Katrina had appallingly taken everything from most of the individuals in New Orleans, from the vibe of the city it could have simply happened yesterday. The avenues were filthy with paper, mud, weeds, and pretty much everything else comprehensible the yards congested, the houses abandoned, the areas childless. We will compose a custom paper test on a startling instructor or on the other hand any comparable theme explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page New Orleans had lost its dynamic quality, its shading, its expectation and its life, all of which we planned to help reestablish. We gave a whole week exclusively as hirelings of God. We got rubbish, wrecked houses, took care of the destitute, cleared parts, had a festival, and parted with free garments. In any case, it was on the 6th night of my crucial, when we went to downtown New Orleans to serve the destitute, that I learned more in a short time then I had as long as I can remember. I had never observed such a large number of starving, depleted, grimy individuals in a single spot as I did that night. They dropped by bicycle, transport, and numerous by their own two feet urgent for anything we could give them. Men, ladies, youngsters, adolescents, elderly people men, and children came in tens, hundreds and thousands. From among all the individuals I met and stories I heard, one man extraordinarily stuck out: A man by the name of David. He was A tall silver haired man, who seemed as though it had been a long time since his last supper. We offered him everything from spaghetti and meatballs, Caesar plate of mixed greens, treats, punch, and bread, all of which he rejected other than a little cut of garlic bread. â€Å"That is all I need† He stated, â€Å"Save the rest for the youngsters or for the individuals who truly need it.† Never have I at any point been so stunned, surprised, or confounded than I was that second when A man who had literally nothing chosen to take the absolute minimum when offered a full supper. He didn't have anything to give yet at that time he offered everything to one more man, lady, or kid who might eat that night since he denied it. At the point when we asked him how he would make it, as it was obvious he had not eaten in weeks, he just gazed toward the sky and reacted, â€Å"I’ll endure the night, I have him† and gone to leave with his single bit of garlic bread and a grin all over. The remainder of the night I kept on hearing accounts of expectation, difficult work, and confidence however nothing approached my experience with David. I was unable to quit considering his liberality and confidence in God’s plan. In addition to the fact that I returned home with a couple of trinkets, a wristband one of the youngsters made me and a New Orleans shirt to honor my outing, yet additionally a freshly discovered feeling of expectation, harmony, and love. Of the considerable number of things I discovered that week about myself, New Orleans, and the world I gained the most from a small bit of garlic bread and a vagrant by the name of David: to consistently have trust in any event, when nobody would reprimand us for having none, to consistently have confidence in God since everything that happens is a piece of his arrangement, and to consistently have love for ourselves and each other as in the terrific plan of the world we are each of the a family and all God’s youngsters.

Exothermic reaction Essay

The object of this examination is to decide the enthalpy change for the response CaCO3 (s) I CaO (s) + CO2 (g) by a backhanded strategy dependent on Hess’ Law. Hess’s law expresses that the enthalpy change for any synthetic response is free of the course taken given that the underlying and last conditions are indistinguishable. So the temperature change during these responses beneath can be estimated and the enthalpy changes ? H1 and ? H2 determined. For Example: Using Hess’ law with the determined qualities for ? H1 and ? H2 it is conceivable to figure an incentive for ? H3. Results Table. Temperature change during reactionâ The outcomes for the temperatures are to the closest entire number as it is unreasonable to quantify to a state of a ? C with this kind of thermometer and the majority gathered together to 2 decimal spots for more prominent precision. Estimations It’s conceivable to utilize the recipe E = mc ? T, where E = vitality moved, m = mass of HCl, c= explicit warmth limit of HCl and ? T = temperature change. This equation can be utilized for figuring the vitality moved in the accompanying responses ? ?H1, CaCO3 (s) + HCl and ? H2, CaO (s) + HCl. Seeing as the molar mass of CaCO3 = 100. 00 ?H1 = 420 x (1 x 0. 0250) = †16. 80 kJmol-1 I wo exclude the last outcome in my normal for ? H1, which is †16. 80 kJmol-1. This is on the grounds that it’s way off different outcomes and would fundamentally influence my normal outcomes, it’s an abnormality. Normal for the ? H1 for the response between CaCO3 + HCl: (- 25. 09 kJmol-1) + (- 24. 90 kJmol-1) 2 ?H1 = †25. 00 kJmol-1 This incentive for ? H1 is negative since heat is lost to the environmental factors. It’s an exothermic response. Figurings for ? H2 for the responses between CaO (s) + HCl: 1. I wo exclude the †102. 86 kJmol-1 outcome in my normal for ? H2. This is on the grounds that it’s way off different outcomes and would essentially influence my normal outcomes, it’s an irregularity. Normal for the ? H2 for the response between CaO + HCl: (- 128. 05 kJmol-1) + (- 111. 43 kJmol-1) 2 ?H2 = †119. 74 kJmol-1 This incentive for ? H1 is negative since heat is lost to the environmental factors. It’s an exothermic response. Utilizing Hess’ cycle I will utilize the qualities that I have determined for ? H1 and ? H2 to work out the incentive for ? H3. ?H3= ? H1 ? ?H2 = (- 25. 00 kJmol-1) †(- 111. 43 kJmol-1)= 86. 43 kJmol-1 This worth is sure on the grounds that warmth is ingested from the environmental factors. It’s an endothermic response. I have been told the real incentive for ? H3, which is 178. 00. So I will figure the rate by which my worth is out by the genuine worth. 178. 00 ? 86. 43 = 91. 57 (91. 57 ? 178. 00) x 100 = 51% Evaluation Errors in methodology: When the CaO and CaCO3 were placed into the cup there was a postponement before the top was put on. This could have made warmth escape out of the cup and the temperature change would not have been as extraordinary contrasted with if there was no postponement.

A Thousand Years Of Good Prayers Essay Example | Topics and Well Written Essays - 750 words

A Thousand Years Of Good Prayers - Essay Example He has extraordinary worries about the government assistance of life of his girl living in a far off land as a divorced person and feels that he can contribute something unmistakable to help her weight. His aims are acceptable, yet not to the enjoying of his little girl! This resigned man from Beijing makes a trip right to visit her in Spokane, Washington. She is working there as a custodian. He intends to remain with her till such time, he thinks, she is capable discover harmony through her injury. The age hole strikes! The little girl isn't abundantly enchanted with the thoughts of her dad. Father is harmed with the negative methodology appeared by his little girl for his endeavors to what he considers as an incredible recreation. In that town, he meets an elderly person who has fled from Iran to USA, after the transformation. Them two know not quite a bit of English but rather human feelings score over their own dialects, and uncommon companionship creates between the two. They locate an extraordinary unexplainable skyline of expectation throughout everyday life, without realizing what precisely they need from one another, aside from striking the proximity through each other’s hardships. The little girl, impacted by the western culture has viable thoughts. She wishes to remarry and prepares for it with a Russian man. At long last, the elderly person is sent to a retirement home and the dad and the little girl settle. The connection between the little girl and father is regularly cozy. In any case, this story uncovers why it is extraordinary, because of the social hole between the two. The dad shows up from the unbendingly administered Communist China, and the social qualities are formed as needs be according to the headings of the State. The position is totally unique in USA, where individual flexibility is highest in the plan of administration. On the one side the individuals live with the harmed mind, ladies quietly bear the distress of lost love connections and on the opposite side new analyses in adoration connections keep on occurring with no limitations from the

Australian Tax And Transfer System

Question: Examine about theAustralian Tax And Transfer System. Answer: Presentation: There is Federal Government in Australia. Subsequently, all issues identified with duties and moves are taken care of by various degrees of the administration. All the national, state and neighborhood levels of the legislature are connected with one another and considered as a solitary assessment move framework that has a few segments. An Australian resident needs to contact with the Australian duty move framework, the state charge move framework and furthermore the one at the nearby level to complete his work. Additionally, any business in Australia needs to communicate with the administration at numerous degrees of the various states and neighborhood governments, alongside the national expense move framework. It has been seen that the national Australian assessment move framework works with four components of duty individual personal expense, charges exacted on merchandise and ventures, moves like money installments and superannuation. Though on the state level we can see that the expense move framework is progressively confined and contains property and circuitous assessments. The expense move framework has its impact on the two organizations and people dwelling in Australia. There are various charges present in Australia by and by at the national, state and neighborhood levels of the legislature. The assessment move arrangement of Australia is available at all degrees of the administration and the whole structure of the duty framework is excessively intricate and muddled at conveying various goals. There are many numerous strategy questions that Australian expense move framework is attempting to accomplish in the years to come so as to improve their social and financial results. A portion of the arrangement objects are as per the following: Presenting changes in close to home lives, organizations and business with the assistance of advance innovation like interchanges and hardware. Urban pleasantry and reasonable houses for individuals. Better understanding between the biological systems and people both locally and all inclusive. Decrease in certain expense bases and increment in the expense of wellbeing and reliance. Various Policy Tax and Transfer System of Australia For the most part Australians decisions are autonomous who likes to settle on decisions about putting resources into instruction, how much cash to be spend on what products and ventures and how much cash should be spared and to be contributed. Presently the Australian duty move framework would affect these decisions through numerous channels. On the off chance that we see the Federal arrangement of government, at that point we can see that moves and charges are overseen by a few degrees of government. All the State and neighborhood government frameworks are between connected and can be considered as one expense move framework with various segments. People communicate with the expense move frameworks which dwell with the State and nearby government. For people it is as yet reasonable however for organization and people working together it is somewhat troublesome. Since an organization is working together over a few States and they will in general communicate with various state charge frameworks and even numerous nearby governments moreover the Australian Government framework. This shows there is so much clash and disarray between the State, Local and Central Government in regards to the assessment move framework All the duty laws are interlinked thus when an organization is managing in exchanges with a few States then numerous multiple times there is a contention between the laws. In such cases Court needs to mediate and fathom the case. (Treasurygovau, 2016) The job of Australian Government is a lot more noteworthy than the State and nearby government. Numerous multiple times they cover each other since expenses and moves dealt with by them contrast. Be that as it may, in the event that one can see the duty and move laws in Canada, both the Federal Government and States manages same or comparable charges and moves. In any case, sadly same isn't followed in Australia, because of which such a significant number of entanglements and disarrays have been created.(Anueduau, 2016) Presently we will know how the Australian government handles charges. Australian Government manages four components of the duty move framework which are Superannuation, individual personal expense, burdens on merchandise and enterprises and moves. These duties are predominantly managed by people and they cooperate with organization charge also. In any case, when it goes ahead the State side then people for the most part manages increasingly confined exchange framework and a wide scope of roundabout and property charges. On the off chance that an individual is working in an organization, at that point organization will likewise deduct charge if the pay is more than as far as possible. The vast majority of the assessment which is gathered by the administration is paid by organizations. Organizations are likewise at risk to settle incidental advantage expense and superannuation ensure installments for their workers. Aside from this organization additionally manages the duty move framewo rk for their own correct like installment of GST charge, finance charge, and different duties which are exacted on the organization. Subsequently by this it very well may be inferred that organizations which are working in more than one State needs to manage numerous Australian and State government charge systems.(Victoriaacnz, 2016) Current Australian Tax framework is Overburdened As we have found in the above section the present assessment framework is convoluted and over-troubled. Charges and moves followed by both the Federal Government are not same or comparable. The large issue lies is with the Central Government, such a significant number of sorts of assessments are included that it gets hard for the organization to do any business over Australia.(Aifsgovau, 2016) If any outside organization needs to do any business in Australia then it would get mistook for the duty framework followed. Rather than working together in Australia they would prefer to begin another business in whatever other nation where charge framework is vastly improved put. Australias charge level is generally lower than the vast majority of the OECD nations. The duty level is beneath than the OECD normal and even underneath than the nations like Canada and New Zealand. Indeed, even on account of move framework, Australia has a blended exchange arrangement of private and open help for r etirement. Aside from this it likewise has the arrangement of both deliberate and necessary superannuation which are commonly financed by workers, businesses and furthermore by the people who are self-employed.(Bettertaxgovau, 2016) On the off chance that we see the retirement salary procedure of Australia, at that point it is additionally a muddled and a protracted procedure. It has a three column retirement pay framework where the principal column is a tried age benefits which is treated as an all inclusive least pay wellbeing net. While the subsequent column incorporates necessary contributory plan which is just founded on worker income. What's more, finally the third column incorporates charge advantaged intentional sparing which is commonly inferred through superannuation funds.(Sagovau, 2016) Eventual fate of Australian Tax System to Overcome the Current Tax Systems Shortcomings As we have seen over that the present duty and move framework is exceptionally intricate and muddled, it has gotten important to change the whole expense and move arrangement of Australia. To have a perfect duty framework it needs to have a few highlights which are talked about below:(Taxreview.treasury.gov.au, 2016) Duties ought to be comprehensively based which ought to have barely any concessions and exceptions: Multifaceted nature by and large jeopardizes both consistence and authoritative expenses. Concessions likewise support lease looking for which ought to be campaigned for any further cut outs from the base made by the legislature. On the off chance that the base itself is tight, at that point it would make little and vigorously influenced constituencies.(Conversation, 2016) Tight bases likewise imply that the duty rates are higher than anticipated thus productivity costs increment more than proportionately with the rate. However, in the event that expansive base is there, at that point it certainly limit these expenses. Unpredictability even varieties multifaceted nature since it will in general stay away from circumstances brief enemy of shirking arrangements. Direct expenses ought to be utilized which is highly favored than the roundabout duty framework. The purpose for it is that these roundabout assessments contorts asset distribution and even damages productivity.(Pc.gov.au, 2016) Indeed, even the focal point of direct duties would be on the stable components of creation. While circuitous duties center was principally around the portable factors that is the explanation such a large number of complexities and intricacies were there. Fixed variables of creation resemble work salary burdened vigorously, financial rents from land and even capital salaries burdened intensely. At present there is desperate requirement for the Australian government to assume responsibility for the assessment and move framework and justify it in such a way, that it is empowered to defeat all the current inadequacies. A portion of the components to be thought about by the Australian government are as per the following:- (Taxreview.treasury.gov.au, 2016) There are excesses of expenses at present in Australia that is simply overburdening the framework. The expense move framework is starting to self-destruct because of this overburdening of different arrangement objectives. Duties ought to be limited to four bases-individual pay, private utilization, business salary and monetary rents got from land other common assets. (Alrc.gov.au, 2016) Consideration is to be paid to the drawn out development of Australia that decides the expectations for everyday comforts of its residents. Progressively reasonable and unbiased expenses are to be presented, better work motivating forces to be presented and presentation of use charge at business level. Individual annual assessment being the biggest wellspring of pay for the nation it is to be made progressively rearranged, straightforward and evenhanded in nature. All recompenses, move installments and annuities are to be made free of expenses. The exchange arrangement of Australia is to be work strong, centered around easing of neediness, reasonable and sufficient, and maintainable in nature. There ought to be acceptable coordination between the expense and move frameworks of Australia. Land charge is to be wide based to make it productive. Lease based assessments are all the more reassuring for the private s

Applying to the Best Prep Schools

Organizing the application process is key! Every fall, students from all over the world begin the long process of applying to America’s most elite, and best prep schools. They choose places like Andover, Exeter, Groton, and Lawrenceville – among a host of others – for a wide variety of reasons. Sometimes it’s to have a â€Å"home base† for a student whose family moves around a lot. Sometimes it’s to open up college opportunities that might not have been as readily available at an original high school. Regardless of the reason, however, making this decision and submitting the application is a multi-step process. Based on my experience working with students in New York and across the country, I’ve narrowed down what I consider the most necessary, actionable steps to take when applying to prep school: Do a brainstorming session It’s so important to actually sit down and think about what’s important to you. Be clear, and when asking yourself about your motivation, don’t let yourself stop at â€Å"because I want to† or â€Å"because I hate my school.† Sit with a piece of paper and give yourself twenty minutes or so to begin writing down every reason why you’d like a different high school experience as well as how you hope this new school will be different from other opportunities open to you. Are you concerned about the level of academic rigor at your current school? Are you thinking more about diversity of population, campus type, or financial aid? Even something as mundane as the weather can factor in here. Be honest with yourself! The more candid your list of concerns and requirements is, the more logical your application list will be and the more convincing your essays will sound. Enlist the help of your support network At your current school, you’re going to need countless administrators and teachers on board with your plan. They’ll be sending so many transcripts, sealing envelopes, and writing strong, heartfelt letters of recommendation that you’ll need a database to keep track. These are all big asks, and they need to know why this is important to you and not just a whim. Think about how to have a respectful, honest conversation with a few choice people from your school and plan to sit down with them. In these conversation you want to be both humble and grateful for all they’ve done for you so far. Something along the lines of: â€Å"I’ve learned so much here, but because I know I want to go to college in X or experience Y, I just want to do everything within my power to make that a reality.† Contact the prep schools early It’s even more important with high school admissions than it is for college to make contact with administrators at the schools you’re applying to – both early and often! It should be easy enough to find the right folks to write to after a quick search of the school’s web page, but you’ll want to get on their radar early. These applicant pools are smaller than those for college, and it helps to be known (for good reasons!) by admissions counselors. There are a lot of options here, and some schools will have their own preferred modes of communication, but most usually involve making a call or sending an email to formally request information and an informational interview. Some schools even require a campus visit and more formal interview where timing can be crucial, so the sooner you’re on top this the better. Know what standardized tests to take This is one more thing you’ll need to look into well ahead of time. Private high schools in the U.S. often require their own standardized tests for entrance, and being sure of what your ideal school requires before the application process begins will help you to stay on track from the beginning. In fact, late summer / early fall is the ideal time – before school starts up again and scheduling becomes increasingly difficult -- to begin your SSAT and TOEFL preparation if you know you’ll need them. So keep track of your schools’ requirements and get your plan together now! Clearly the application process for the best prep schools in America like Andover, Groton, Hotchkiss, etc. is more demanding than simply deciding that you don’t want to stay at your current institution. But now is the perfect time to start thinking about the future and getting everything in order. Give a few of the above exercises a try and see if you end up feeling a bit more in control of your goal! For more relevant reading, check out these other blog posts, written by our admissions tutors: Time Management for Middle Schoolers, Should I Get Academic Tutoring?, Homework Help: How Do I Write a Good Thesis?. Looking to work with Andrew Jungclaus tutor? Feel free to get in touch! Cambridge Coaching offers private in-person tutoring in New York City and Boston, and online tutoring around the world. ;

The Ins Outs Of Early Admission Policies

The Ins Outs Of Early Admission Policies by: mmolarsky on June 28, 2014 | 0 Comments Comments 1,413 Views June 28, 2014When it comes to college application deadlines, November is fast becoming the new normal. Every year the number of high school students applying to college early via Early Action and Early Decision programs is increasing. Not only are more students applying early, more are being accepted in the first round. That means the whole timing of the college admissions process is changing.Savvy students know they can increase their chances of admission at highly selective schools by applying early. Last year Harvard accepted 18% of its Early Action applicants, compared with just 5.9% of its total applicants that year. Princeton accepted a full 21% in the early round, compared with its much lower rate of 7.9% overall. Yale accepted 14.3%, in contrast to 6.7% overall.Numbers for this year are still coming in for many schools, but Harvard’s Early Action acceptance r ate is up about three percentage points, Yale’s is up one percent, while Princeton’s is up slightly less than one.Although some schools have tried to gloss over the obvious conclusion—arguing that many students who apply early are academically superior—it seems clear that students who apply early boost their chances of success.An increased probability equal to 100 SAT pointsâ€Å"Early application is associated with a 20- to-30 percentage point increase in acceptance probability, the same as 100 additional points on the SAT,† concluded the authors of â€Å"Early Admissions at Selective Colleges,† a study published in The American Economic Review in December 2010.And it’s not just at the most highly selective schools where the odds are better for applicants who apply early. Less competitive schools are also filling a large number of their seats on the early round. Trinity College in Hartford, Connecticut, with an overall admission rate of 31%, admits half of its applicants via early admissions. Lafayette College has an overall admission rate of 33% but admits 53% of the applicants in the early round. Skidmore admits 41% overall, but admits 75% of its early applicants.As the numbers suggest, students whose qualifications may be considered borderline often find it’s easier to get accepted if they apply early.Why would some schools make offers to borderline applicants in the autumn when they could hold out for the possibility of more impressive candidates in December and January? Early admissions will help any college control its â€Å"yield† more precisely. The yield—the number of accepted students who actually enroll—has a big bearing on the institution’s bottom line.Doing the mathWhile early admissions programs are increasing the probability of success for students who apply early, the math ensures that these programs reduce the number of spots available for students who apply a ccording to the regular deadline in early January.Close to half the freshman seats are already being filled at many schools before the end of December. This even holds true at some of the most prestigious colleges and universities. This year Duke University accepted 797 applicants via Early Decision, a group that will end up constituting about 47% of next fall’s freshman class. The University of Pennsylvania’s numbers are even bigger. Penn will welcome a record 1,299 Early Decision students to the class of 2018. These early birds are expected to make up 54%—more than half of the incoming class.In recent years, more than two-thirds of the top colleges have offered some form of early admissions, and many lower-ranked schools have done the same. In addition, many of these schools are increasing the percentage of students they accept via early admissions.Close to the tipping point?With so many schools accepting large numbers of applicants early, one can’t hel p wondering if we’re getting close to the proverbial tipping point. Will the day soon arrive when all but the most ill-informed and disorganized students receive their college acceptance notifications by mid-December?Although it’s hard to predict exactly where this trend is heading, one thing’s for certain. College-bound students and their families should take the early admission option seriously.Since early admission requires that students complete their college research and choose a favorite school by October or November of senior year, it demands that the entire college preparation and search process must start earlier. Today it makes more sense than ever for high school students to begin researching and visiting colleges as early as their sophomore year.Early Action Admittance Rates  SchoolClass of 2018Class of 2017Harvard21%18.43%Princeton18.5%18.3%Yale15.5%14.4%Stanford10.8%11.9%What you need to knowSchools offer various kinds of early application opport unities—each with its own rules and deadlines. Most require that a student apply to just one school via this process. Some programs benefit certain kinds of students more than others, while some programs are more beneficial to certain categories of schools. The two most common programs by far are Early Action and Early Decision.Early Decision (ED)Early Decision is designed for students who are certain which college is their first choice. They have already researched their college options carefully and are ready to make a commitment to one.In ED programs, students who apply must agree to enroll at the school if they are accepted. For this reason ED is referred to as â€Å"binding.† Students are allowed to apply to only one school’s ED program, but they are encouraged to apply to other schools for general admissions in case they are rejected from the ED school.ED applicants apply to their first-choice school early, generally in November. They receive an early admi ssion decision from the school, usually in mid-December. If all goes well and they are admitted, they then withdraw their applications at other schools.The pros:  ED programs tend to tend to have high acceptances rates and allow students to resolve their college plans early during senior year. This helps to minimize the stress of college applications and allows students to enjoy the second half of 12th grade with less to worry about.The cons:  ED programs have been criticized widely for giving an advantage to students from affluent families, who can pay full price and don’t need to worry about financial aid when making their decisions. Traditionally, students who are applying for financial aid have needed to wait until receiving all their acceptances and financial aid offers—usually on April first—before making their choice. In response to these concerns, most schools that offer ED have created a loophole that allows applicants to reject the offer if the fin ancial aid package is inadequate to meet the family’s needs.Students applying for ED and financial aid must complete a large amount of paperwork, including financial aid forms, early in the fall of senior year. The process necessitates a high level of organization and planning, much of which must take place during junior year.Early Action (EA)Like Early Decision, Early Action is designed for students who have researched their college options carefully in advance. However, it provides more wiggle room for applicants who may experience a sudden change of heart, as well as for those concerned about financial aid.In EA programs, accepted students are notified early but are generally not required to make a commitment or enroll until May 1, the same date as other students. That is why EA is referred to as â€Å"non-binding.† The pros:  EA programs offer higher acceptance rates than the regular admissions programs do. This boosts an applicant’s chances of acceptance . But EA programs also allow applicants to wait and weigh their various offers before making a final decision. EA applicants get many of the benefits of applying early, without the biggest drawbacks.The cons:  Although EA programs have higher acceptance rates than regular admissions programs, they offer lower acceptance rates than ED programs.Students applying for EA and financial aid must complete a large amount of paperwork early in the fall of senior year. The process necessitates a high level of organization and planning, much of which must take place during junior year.The take-awayBecause the odds are increasingly stacked in favor of those who apply for early admission, more and more students are doing so. Even students who require serious financial aid are joining the rush—and many colleges are trying to accommodate their needs.Early admission requires applicants and their families to be better prepared and better organized than ever before. In order to choose a favo rite college to meet the early admissions deadlines, a high school student ought to have completed his or her college visits by the end of junior year or during that summer. This intensive process suggests that high school students should start thinking seriously about college, and preparing for what’s to come, as early as sophomore year.The message for high school sophomores and juniors is that if you get a jump on the college admissions process – and the time to start is right now – you can substantially improve the chances of getting into your first choice college.Mona Molarsky is a private college counselor who offers advice and assistance to students and their families at every stage of the college preparation and application process. She also offers tutoring in English, social studies and language arts.  She can be reached at The College Strategist.    Page 1 of 11